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求英语大牛翻译,十分感谢!

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求英语大牛翻译,十分感谢!
Discount Window Credit
The year 2005 was the third year of operation of the primary credit facility as a backup source of very
short-term liquidity for depository institutions in generally sound financial condition and with appropriate
collateral. Reserve Banks extend primary credit at a rate 100 basis points above the fed funds target rate.
Both the frequency with which banks borrowed at least $100 million and the average daily outstanding
amount of primary credit in 2005 were much the same as in recent prior years (Table 4). Since the
inception of the primary credit facility in January 2003, there have been twelve occasions when funds
brokers reported some trading in the market at rates in excess of the primary credit rate, ten of which
occurred in 2005. Thus, some institutions have continued to show a reluctance to borrow from the discount
window under the primary credit facility, preferring to pay a higher rate in the market. However, on most
of these occasions, there was also a substantial amount of borrowing from the primary credit facility,
indicating that the new facility likely helped limit upward rate pressures even on those days.
贴现窗口贷款
  2005年是第三年操作的主要信贷工具作为备份的来源
  短期流动性一般存款机构的健全的财务状况和适当的
  抵押品.储备银行扩展主要信贷速度高于联邦基金目标利率100个基点.
  这两个银行借来的频率至少1亿美元,平均每日突出
  2005年的主要信贷一样
我是英语老师,真的是这样的,欢迎请教,同学~