能帮翻译下下面的文章吗 要比较通顺些就ok了“Sharing Economic Losses Through Insur

能帮翻译下下面的文章吗 要比较通顺些就ok了“Sharing Economic Losses Through Insurance……”
文章是新编实用英语第二版 综合教程3 unit6的短文 搞手帮忙翻译下哈
wo邮箱是719153754@qq.com
Each minute of the day or night, everyone faces a possible financial loss. A home may be destroyed by fire, damaged by lightning, or leveled by a tornado. Personal belongings may be stolen. A car may be damaged in an accident, or it may cause injury to people and damage to property. Income may be lost as the result of the death, disability, or unemployment of a family wage earner. The chance that a loss of this kind may occur is called an economic risk.
　　Savings provide one way to take care of financial losses. But savings are not the answer to large losses. The best way to guard against large financial losses is through insurance.
　　The purpose of insurance is to provide protection against financial loss at a reasonable cost. This is possible only when the cost of insurance is shared by many people who face a similar risk. But not all of them are likely to have actual losses at the same time:
You Buy Insurance from Insurance Companies
　　Almost 4,800 companies in the United States are in the business of providing insurance
protection. These businesses are called insurance companies. Because 57 percent of the insurance companies operate on a big scale, they provide a way for large numbers of people to share their losses.
　　When you buy insurance, you enter into a written agreement with the insurance company. This agreement is called a policy. The person who buys insurance is the policyholder. According to the agreement, the insurance company promises to pay the policyholder if certain types of losses occur. The policy states exactly what losses the company will pay for. For this protection, the policy- holder makes regular payments to the insurance, company. Each payment is called a premium ( 保险). The premiums paid by all policyholders are used to pay those who have losses. In this way, a loss that might result in great financial hardship for one person or household is shared by many people. Because' only a portion of those insured will actually have losses, premiums are small com pared to the amount of protection provided.
Many Kinds of Risks Can Be Insured
Insurance can provide protection against almost any kind of loss. Singers may insure their voices. Photographers may insure their negatives ( 底片). The owner of a home freezer may insure against food loss in case of power failure. A business owner can insure his or her place of business. A business owner can also insure against a loss of profits during a shutdown following a fire or damaging accident.
（后面还有几句先翻译上面的吧。）文章是新编实用英语第二版 综合教程3 unit6的短文 搞手帮忙翻译下哈 还会追加分的！ wo邮箱是719153754@qq.com

每分钟的白天黑夜,每个人都面临着一个可能的财务损失。一个家可能会被烧毁,被闪电,或者被龙卷风夷为平地。个人物品可能被偷走。一辆车可以在一次事故中毁坏了,也可能造成伤害,财产损失。收入可能会失去所导致的死亡、残疾或失业家庭中挣工资。机会发生这类损失的被称为经济风险。
储蓄提供一个方法去照顾的经济损失。但储蓄并非答案大损失。最好的方法来防止大型金融损失是通过保险。
保险的目的是能防止经济损失以合理的成本。这是可能的,只有当保险的花费是越来越多的人所面对类似的风险。但不是所有的人都可能有实际损失,在同一时间:
从保险公司购买保险
近4800家公司在美国的业务提供保险
保护。这些公司被称为保险公司。因为有57%的保险公司运作一个规模大、它们提供了一种在因为大批的人分享他们的损失。
购买保险时,你就进入了一个与保险公司书面协议。这个协议被称为一个政策。买保险的人保单持有人。根据协议,保险公司承诺支付保单持有人如果某些类型的损失发生。美国的政策正是损失我公司会支付。这个保护,使定期支付政策-持有人的保险公司。每次付款被称作保证金(保险)。保险费是由所有投保人用于支付那些有损失。这样,一个损失巨大经济困难会导致一人或一户被越来越多的人所接受。唯一的一个部分,因为那些被保险人就确实有损失每分钟的白天黑夜,每个人都面临着一个可能的财务损失。一个家可能会被烧毁,被闪电,或者被龙卷风夷为平地。个人物品可能被偷走。一辆车可以在一次事故中毁坏了,也可能造成伤害,财产损失。收入可能会失去所导致的死亡、残疾或失业家庭中挣工资。机会发生这类损失的被称为经济风险。
储蓄提供一个方法去照顾的经济损失。但储蓄并非答案大损失。最好的方法来防止大型金融损失是通过保险。
保险的目的是能防止经济损失以合理的成本。这是可能的,只有当保险的花费是越来越多的人所面对类似的风险。但不是所有的人都可能有实际损失,在同一时间:
从保险公司购买保险
近4800家公司在美国的业务提供保险
保护。这些公司被称为保险公司。因为有57%的保险公司运作一个规模大、它们提供了一种在因为大批的人分享他们的损失。
购买保险时,你就进入了一个与保险公司书面协议。这个协议被称为一个政策。买保险的人保单持有人。根据协议,保险公司承诺支付保单持有人如果某些类型的损失发生。美国的政策正是损失我公司会支付。这个保护,使定期支付政策-持有人的保险公司。每次付款被称作保证金(保险)。保险费是由所有投保人用于支付那些有损失。这样,一个损失巨大经济困难会导致一人或一户被越来越多的人所接受。唯一的一个部分,因为那些被保险人就确实有损失压迫