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200分!中译英(2)

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200分!中译英(2)
人寿保险可以被划分成风险保障型人寿保险和投资理财型人寿保险.风险保障型人寿保险偏重于保障人的生存或者死亡的风险.投资理财型人寿保险产品侧重于投资理财,被保险人也可获取传统寿险所具有的功能.该类型保险可分为分红保险、投资连结保险和万能人寿保险.
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Life insurance can be divided into two categories, one named risk premium, and the other
financing. The first lays emphasis on safety or security of the policyholder, while the latter lays emphasis on investment. This genre of insurance provide the policyholder with ordinary functions and can be further classified into life insurance with dividend, investment insurance, versatile life insurance.