作业帮贷款与价值比率Loan-to-Value Ratio
来源：学生作业帮 编辑：作业帮 分类：综合作业 时间：2024/05/22 23:08:48
贷款与价值比率Loan-to-Value Ratio
这个是越高越好吗?它的高和低代表什么呢?是好还是坏?
这个是越高越好吗?它的高和低代表什么呢?是好还是坏?
具体释义为：放贷风险比率,计算方法为抵押或贷款总额除以物业的估值.
根据这个公式可以推断,它的高低不存在价值性差异,而是反映了贷款额与抵押资产之间的数据关系,当然也是贷款风险和银行贷款制度的体现.
部分英语例句：
When the loan-to-value ratio is above 90%, it means buyers have little equity in their homes.（来源于福布斯杂志）
For refinancings, the average loan-to-value ratio was 69% in August, according to CoreLogic Inc.
It is possible that, with time, prices will recover and the loan-to-value ratio will return to normal. （福布斯）
根据这个公式可以推断,它的高低不存在价值性差异,而是反映了贷款额与抵押资产之间的数据关系,当然也是贷款风险和银行贷款制度的体现.
部分英语例句：
When the loan-to-value ratio is above 90%, it means buyers have little equity in their homes.（来源于福布斯杂志）
For refinancings, the average loan-to-value ratio was 69% in August, according to CoreLogic Inc.
It is possible that, with time, prices will recover and the loan-to-value ratio will return to normal. （福布斯）
贷款与价值比率Loan-to-Value Ratio
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