英语翻译中小企业在我国经济和社会发展中具有举足轻重的作用,在调整经济结构、丰富和活跃市场、增加就业机会、发展地方经济、增

英语翻译
中小企业在我国经济和社会发展中具有举足轻重的作用,在调整经济结构、丰富和活跃市场、增加就业机会、发展地方经济、增加财政收入等方面都发挥着重要的作用.然而,融资难的问题一直困扰着中小企业的发展.同时结合目前爆发金融危机这个背景条件,深入分析中小企业融资难存在的问题.指出中小企业融资中存在着直接融资渠道比较狭窄、融资成本和风险高,融资信用低,受政策性的歧视、社会金融服务不协调等现象.从中了解导致中小企业融资困境的原因是多方面的,包括中小企业自身的不足,金融机构的垄断,中小金融机构发展的滞后,保护其发展的法规不健全,资本市场不完善等.所以本文深入分析我国中小企业融资存在的问题,探讨并提出解决中小企业融资难的措施,以便从根本上突破融资难的瓶颈.指出解决中小企业融资困境应从提高中小企业自身竞争力、深化金融业改革、完善资本市场、加大政府支持力度,加强社会化服务体系的建设等方面寻求对策.
（还有）关键词：中小企业 融资 对策

SMEs play a decisive role in China's economic and social development.
And have played an important role in adjusting the economic structure,to enrich and enliven the market,increase employment opportunities,the development of local economy and increasing fiscal revenue,etc.However,the issue of financing has been plaguing the development of SMEs.Meanwhile,take into consideration of the current financial crisis,make deep analysis of financing small and medium-sized problems.Pointing out that there are such phenomenon as narrow channels of direct financing,high financing cost and high risk,low financing credit,discriminatory policy,and Lack of co-ordination of social financial services.etc.To understand the plight of small and medium enterprises financing are of many asepects.Including their lack of small and medium enterprises,financial institutions,monopoly,the development of small and medium-sized financial institutions lagged behind,the development of regulations to protect their not perfect,imperfect capital markets.Therefore,this article-depth analysis of the problems of financing small and medium enterprises,to explore and propose solutions to small and medium enterprises financing measures to fundamentally break through the bottleneck of financing difficulties.Financing solutions to the plight of small and medium-sized small and medium enterprises should increase the competitiveness of their own,and deepen financial sector reforms,improve the capital markets,increase government support to strengthen the social service system building