英语翻译Integration of Electronic Payment Systemsinto B2C Intern

英语翻译
Integration of Electronic Payment Systems
into B2C Internet Commerce
– Problems and Perspectives –
Abstract
The focus of this paper is on the integration of payment systems into B2C Internet-
commerce.Our understanding of the payment integration problem starts from the obser-
vation that not all payment instruments are online yet.If they are online they are often not
integrated into the online shopping process from the consumer's point of view and they do
not easily produce the data the merchants would like to feed into their legacy back-office
systems.If this is the case,it is only true for some payment instruments,it is only true for
simple cases,and it is only true in the national framework.There are hardly any payment
systems that are truly integrated in online shopping of digital goods and services in the
market.Solving or tackling these problems would help to increase the efficiency of elec-
tronic payment systems.
The paper starts by modelling the whole transaction process; and then addresses the merchant's point of view,followed by the customers' point of view.In Chapter 4,a structured
picture of payment relevant B2C standards is drawn before standardization problems are
discussed.In Chapters 5 and 6 the B2B integration problem and the challenges for pay-
ment integration in the digital goods and services market are addressed.Finally major
findings are summarised in the light of potential policy relevance.
The following questions emerged:
Is it appropriate that payment service providers leverage their "payment systems" to
take care of all steps of the completion phase of B2C transactions – thus shaping the
whole security infrastructure for electronic transaction processes?
Is smooth integration of online payment methods into B2C e-commerce transactions a
point on the agenda of major ICT vendors and the banking industry?
How can a common view and common actions of e-banking,e-payments and e-
commerce standardisation in the field be achieved?
What measures should be taken to strengthen the position of SMEs,which lack ICT
knowledge and have less bargaining power with intermediaries?
How will the competition between identification/authentication approaches within the
financial sector and the ICT sector,and between these two sectors,affect the adoption
of e-commerce by consumers?
Is convergence of "identity technology" and "payment technology" a privacy threat?
Is the integration of digital rights management technology in B2C e-commerce re-
quired for the further development of the European eContent market?
Is the establishment of a micropayment infrastructure required for the further devel-
opment of the European eContent market?
别随便找个翻译软件翻译一下就行了，要有一定的正确性啊，怎么也要读得通顺啊。分的话只要好 可以再加。

摘要:
本文的重点是介绍支付系统集成到B2C的互联网电子商务.我们对问题的认识源对支付一体化系统的观察,而非所有的在线支付系统.从消费者的角度来看,他们并不把在线与否纳入网上购物的过程,除非是当数据反馈给商家的系统时才会这样.在这种情况下,它仅适用于一些真正的支付工具,而唯一会真正出现这种情况的也只有国家控制的系统而已.但几乎没有任何真正的电子化网上购物系统集成付款方式,解决这些问题将有助于提高支付系统工作效率.
本文通过模拟整个交易过程,分别从商家的角度来和客户的角度作了讨论.第四章讨论了B2C结构相关图片绘制之前标准化问题. 第5、6章讨论了B2B集成问题的在数字商品和服务市场一体化中的解决.最后,文章对相关政策作了总结.
待解决问题：
服务供应商通过“支付系统”的B2C交易完成所有步骤是否恰当,这能否保证整个电子交易流程中的安全性?
通过支付系统进入B2C电子商务交易的通信技术是否能够顺利?
如何才能达成电子银行的一致看法,使得电子支付在电子
商务领域实现标准化?
应采取哪些措施加强对中小企业的地位,及加强通信技术
相关知识和部分商品价格交流的能力?
如何在竞争中验证对方身份,如何金融业和信息通讯技术部门两个部门影响网上消费者?
“身份识别技术”及“付款技术”是否会威胁到隐私?

数字版权管理技术的B2C电子商务重新整合对欧洲电子内容市场的进一步发展有什么意义?
目前支付系统设施是否需要欧洲电子市场更为深远的发展?