英语翻译我国中小商业银行近年来发展迅速,但其发展和盈利空间不断缩小、经营管理受到严峻挑战,国内外的各种研究资料和实际情况

英语翻译
我国中小商业银行近年来发展迅速,但其发展和盈利空间不断缩小、经营管理受到严峻挑战,国内外的各种研究资料和实际情况表明,在激烈的银行业竞争中,中小商业银行只要立足于自身优势,制定和实施正确而明晰的市场定位,坚持走差异化道路,也是能够得到长足发展的.
作为我国银行业体系的重要组成部分,中小商业银行已发展成为我国金融体系中最具活力的金融板块之一,在供应区域金融资源、促进区域经济发展中发挥着重大作用.在获得快速发展的同时,商业银行自身也面临着不少问题,最为突出的就是市场定位不准确和同质化经营问题,银行没有以自身核心竞争力为基础进行战略规划,走差异化发展之路.本文认为差异化发展便是中小商业银行比较现实理想的选择.首先从现实情况出发,分类对中小商业银行发展历史进行回顾,并在此 、基础上对其发展面临的问题进行总结；其次,从中小商业银行存在合理性、存在必要性及生存环境对其发展前景进行分析；最后提出了我国城市商业银行实现差异化与特色化相结合发展的路径选择,并从产权、市场定位、产品结构、组织架构、服务体系、企业文化、策略联盟等方面来构建我国中小商业银行特色化发展战略.总之本文试图在分析的过程中注重规范与实证,一般与特殊相结合,为我国中小商业银行发展提供发展新思路.
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翻译成英文,请紧扣文意,

我国中小商业银行近年来发展迅速,但其发展和盈利空间不断缩小、经营管理受到严峻挑战,国内外的各种研究资料和实际情况表明,在激烈的银行业竞争中,中小商业银行只要立足于自身优势,制定和实施正确而明晰的市场定位,坚持走差异化道路,也是能够得到长足发展的.
Medium-to-small sized commercial banks have developed rapidly recent years, but room for revenue and development have continued to shrink while operation and management have been challenged. Variety of research data in the world and practical situation suggest that they are able to obtain long term development if they stand on their own advantage, put themselves in proper place and insist being different.
作为我国银行业体系的重要组成部分,中小商业银行已发展成为我国金融体系中最具活力的金融板块之一,在供应区域金融资源、 促进区域经济发展中发挥着重大作用.在获得快速发展的同时,商业银行自身也面临着不少问题,最为突出的就是市场定位不准确和同质化经营问题,银行没有以自身核心竞争力为基础进行战略规划,走差异化发展之路.
As an important part of China banking system, medium-to-small sized commercial banks have become one of the most vigorous financial elements, and play an significant role in supplying financial sources and spur economic development in a certain region. Commercial banks have their own problems as well while driving in a highway.
Inappropriate market positioning and homogenized operation are the most obvious ones among them. Banks failed to differently develop due to a lack of strategic planning based on core competitiveness.
本文认为差异化发展便是中小商业银行比较现实理想的选择.首先从现实情况出发,分类对中小商业银行发展历史进行回顾,并在此 、基础上对其发展面临的问题进行总结；其次,从中小商业银行存在合理性、存在必要性及生存环境对其发展前景进行分析；最后提出了我国城市商业银行实现差异化与特色化相结合发展的路径选择,并从产权、市场定位、产品结构、组织架构、服务体系、企业文化、策略联盟等方面来构建我国中小商业银行特色化发展战略.总之本文试图在分析的过程中注重规范与实证,一般与特殊相结合,为我国中小商业银行发展提供发展新思路.
Author believes that differential development is a relatively realistic and ideal option. First, review history of medium-to-small sized commercial banks and summarize their problems they face. Second, analyze prospect of development from reasonability and necessity of existence and living environment. At last, bring up the proposal of developing both differently and distinctively, and build develop strategy on property rights, market positioning, product structure, organizational structure, service system, corporate culture, strategic alliances.
In a word, the author tried to offer a new thought on development of medium-to-small sized commercial banks, and paid attention to both normative and empirical while combined general with special during process of analyze.
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