作业帮谁帮我做下大学英语精读一作业二 阅读理解（2 2）
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谁帮我做下大学英语精读一作业二 阅读理解（2 2）
第二部分：阅读理解（共10小题；每小题3分,满分30分）
Passage 1
Credit cards let people buy things now and pay for them over months or even years.But some people get deep into debt.And critics say some banks have terms and charges that can make it harder for people to pay off that debt.
In the United States,there are calls for stronger government supervision (监督)of the credit card industry.Credit cards have been heavily marketed through the mail and at stores.They offer economic power at a price.
In two thousand four,Americans had about eight hundred billion dollars in credit card debt.Now they owe about nine hundred sixty-eight billion.The average interest rate on those cards is currently thirteen and a half percent.
Critics say banks made it too easy to get credit cards.But that may be changing.The crisis in the housing and credits markets is beginning to affect the credit card industry.More payments are late.Charges for late payments are a growing source of profit for banks.But late payments can also signal bad debts.
The central bank,the Federal Reserve,says two-thirds of American banks have recently reported tighter lending requirements.Many people report having their credit limits reduced without warning.（199 words）
1.What is a credit card?
A a card showing your credit
B a card which you can use to buy things and pay for it later
C a card which can get you deep into debt
D a card used in the United States
2.What is NOT true about credit cards?
A People can get them through mails or at stores.
B They can increase people's economic power.
C They are issued by governments.
D There are too many credit cards now.
3.What is the average interest rate on credit cards in America?
A 800,000,000,000
B 968,000,000,000
C 13.50%
D we don't know
4.Late payments for credit cards can bring profit to _____.
A the government
B banks
C credit card holders
D critics
5.According to the passage,who can reduce people's credit limits?
A the government
B banks
C credit card holders
D critics
第二部分：阅读理解（共10小题；每小题3分,满分30分）
Passage 1
Credit cards let people buy things now and pay for them over months or even years.But some people get deep into debt.And critics say some banks have terms and charges that can make it harder for people to pay off that debt.
In the United States,there are calls for stronger government supervision (监督)of the credit card industry.Credit cards have been heavily marketed through the mail and at stores.They offer economic power at a price.
In two thousand four,Americans had about eight hundred billion dollars in credit card debt.Now they owe about nine hundred sixty-eight billion.The average interest rate on those cards is currently thirteen and a half percent.
Critics say banks made it too easy to get credit cards.But that may be changing.The crisis in the housing and credits markets is beginning to affect the credit card industry.More payments are late.Charges for late payments are a growing source of profit for banks.But late payments can also signal bad debts.
The central bank,the Federal Reserve,says two-thirds of American banks have recently reported tighter lending requirements.Many people report having their credit limits reduced without warning.（199 words）
1.What is a credit card?
A a card showing your credit
B a card which you can use to buy things and pay for it later
C a card which can get you deep into debt
D a card used in the United States
2.What is NOT true about credit cards?
A People can get them through mails or at stores.
B They can increase people's economic power.
C They are issued by governments.
D There are too many credit cards now.
3.What is the average interest rate on credit cards in America?
A 800,000,000,000
B 968,000,000,000
C 13.50%
D we don't know
4.Late payments for credit cards can bring profit to _____.
A the government
B banks
C credit card holders
D critics
5.According to the passage,who can reduce people's credit limits?
A the government
B banks
C credit card holders
D critics
1.B
2.C
3.C
4.B
5.B
2.C
3.C
4.B
5.B