英语翻译不要用翻译软件翻的,那不是人说的话啊 ,这是论文要用的,马上要交的,谁能帮我啊.住房抵押贷款证券化是近几十年来房

英语翻译
不要用翻译软件翻的,那不是人说的话啊 ,这是论文要用的,马上要交的,谁能帮我啊.
住房抵押贷款证券化是近几十年来房地产金融领域中最重要的金融创新之一,对我国国民经济的发展意义重大.但近年来我国的住房抵押贷款有不断增长的趋势,这给商业银行带来了巨大的压力.尤其是次贷危机的爆发,更给我们敲响了警钟.住房抵押贷款证券化面临着很多风险,任何操作环节出现异常都有可能影响这个金融系统的稳定性,从而影响住房抵押贷款证券化的经济效果甚至成败.因此,充分借鉴美国次贷危机的警示,探讨我国住房抵押贷款证券化过程中的风险及其防控方法,对促进我国住房抵押贷款证券化的顺利进行具有重大的理论意义和现实意义.本文首先对住房抵押贷款证券化进行概述,对我国实行住房抵押贷款证券化的可行性进行分析.然后重点阐述我国住房抵押贷款证券化过程中面临的主要风险.接下来,从美国的次贷危机出发,剖析了美国住房抵押贷款证券化与我国的共同之处,并总结出美国次贷危机对我国的启示.最后是在前文的基础上,提出对我国住房抵押贷款证券化风险防范措施的建议.
都说了 怎么还贴上来呢
希望是自己翻译的 没语法错误的 要不我怎么交呢

The securitization of residential housing mortgage loan is one of the most important financial innovations of real estate finance in recent decades, it has a significant effect on development of national economy. However, the ongoing growth of residential housing mortgage loan brings tremendous pressure towards commercial banks, especially the sub-prime crisis, which has rung an alarm for us.

Securitization of housing mortgage loan faces a number of risks. Any abnormal operations are likely to affect the stability of the financial system, in consequence, it will affect the economic results or even the success or failure of the securitization. Therefore, drawing lessons from sub-prime crisis, discussing the risks and methods of prevention and control, have great theoretical and practical significance in promoting the securitization of housing mortgage loans.

The article gives an overview of securitization of housing mortgage loans and analysis the feasibility of it. Then focus on the main risks during the securitization. Next, base on American subprime crises, analysis the common between securitization of America and that of China to summarize the teaching for China. Finally, on the basis of the former, advise on prevention and controlling of risks of securitization of housing mortgage loan.