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次贷危机 英文摘要2008 年以来,由美国次贷危机引发的金融动荡已经逐步蔓延到世界各地的很多领域,且呈不断扩散和深化的趋

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次贷危机 英文摘要
2008 年以来,由美国次贷危机引发的金融动荡已经逐步蔓延到世界各地的很多领域,且呈不断扩散和深化的趋势,可以说是金融业“百年一遇”的危机.究其原因,这次全球性的金融危机最初却是源自于房地产行业.在经济全球化和金融一体化的当今世界,这次金融危机必然也会直接或间接对中国房地产市场产生深远的影响.本论文就美国次贷危机对我国房地产影响进行讨论并且对何面对进行深入研究,首先分析了次贷危机对中国房地产市场购房者预期、政府政策及银行经营理念的影响,接着重点分析了次贷危机对国内房地产市场的中长期走势的影响,并尝试建立了国内房地产市场需求模型.在此基础上如何借鉴美国次贷危机的教训是摆在我国政府及社会各界人士面前的一项重大、紧迫和棘手的任务.
论美国次贷危机对中国房地产的影响,这个用英文怎么翻译?
Subprime Crisis
U can google Subprime Crisis
For example:
The subprime mortgage crisis is an ongoing financial crisis triggered by a dramatic rise in mortgage delinquencies and foreclosures in the United States,with major adverse consequences for banks and financial markets around the globe.The crisis,which has its roots in the closing years of the 20th century,became apparent in 2007 and has exposed pervasive weaknesses in financial industry regulation and the global financial system.
Many U.S.mortgages issued in recent years were made to subprime borrowers,defined as those with lesser ability to repay the loan based on various criteria.When U.S.house prices began to decline in 2006-07,mortgage delinquencies soared,and securities backed with subprime mortgages,widely held by financial firms,lost most of their value.The result has been a large decline in the capital of many banks and USA government sponsored enterprises,tightening credit around the world.