HSBC的Net,Gross,Aer(variable)3个利率是什么意思?
来源:学生作业帮 编辑:作业帮 分类:英语作业 时间:2024/05/23 08:52:04
HSBC的Net,Gross,Aer(variable)3个利率是什么意思?
开的是FlexibleSaver,3个利息搞不明白.
比如我存了1000磅,一个月有多少利息?
Net:The rate after the diduction of tax applicable to interest,currently 20%.Higher rate taxpayers will have an additional liability.
Gross:The rate before the deduction of tax applicable to interest on savings.
AER(Annual Equivalent Rate):A notional rate which illustrates what the gross rate would be if interest was paid and compounded each year.
开的是FlexibleSaver,3个利息搞不明白.
比如我存了1000磅,一个月有多少利息?
Net:The rate after the diduction of tax applicable to interest,currently 20%.Higher rate taxpayers will have an additional liability.
Gross:The rate before the deduction of tax applicable to interest on savings.
AER(Annual Equivalent Rate):A notional rate which illustrates what the gross rate would be if interest was paid and compounded each year.
NET是纯利.Gross是税前利.GROSS去掉税就是NET了.AER 是在解释算法,讲毛利的得出.类似于复利,按年把利和本金一起算作基数继续生利.
我的理解是您的储蓄账户,是一个可以灵活选择利息计算方式的账户...但是不知道汇丰到底是怎么个说法,因为每一个地方的分行都是不同的.最好是到开户行索取详细说明,并询问是否提供中文服务!
我的理解是您的储蓄账户,是一个可以灵活选择利息计算方式的账户...但是不知道汇丰到底是怎么个说法,因为每一个地方的分行都是不同的.最好是到开户行索取详细说明,并询问是否提供中文服务!
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