英语翻译First,a caveat...if *** files bankruptcy and lists your

英语翻译
First,a caveat...if *** files bankruptcy and lists your friend's debt as a liability,then the debt can only be exempted if there is a valid claim for fraud and/or false pretenses.
With that in mind,the first step would involve negotiating with *** to pay his debt.That can start with a demand letter for him to start making payments.If he responds,we could either:1) attempt to work out a payment plan,or 2) get the money owed some other way,like securing the debt with property,for example.If he does not reply,we can file suit in civil court to collect on the debt.Assuming we get a judgment and know the location of his assets,then we try to collect on the judgment by filing a lien on his bank account(s),real property,etc.
Some of the risks associated with this method are:1) He may be judgment proof,i.e.no assets to attach to; and 2) it may cause him to file bankruptcy.Based on the foregoing,it may be advantageous to hire an investigator to see what assets are actually out there.
However,if there is a settlement in the matter and George subsequently files for bankruptcy.There is a rule called "preferential transfer" which states that the bankruptcy trustee can demand back any payments the debtor made within 90 days of the date of filing bankruptcy.There is an exception,which is if the debt was accrued in the "ordinary course of business."
Alternatively,if enough creditors exist,the creditors may sue George and file for "involuntary bankruptcy." This will force George into bankruptcy,and the trustee will be in charge of collecting the assets and distributing money to the creditors.Again,only useful if there are actual assets out there.
If you want to discuss this more,feel free to give me a call.If your friends want me or Deon (my colleague who helped me with the above information) to start this process and prepare a demand letter,please let me know.We will need to prepare a Legal Services Agreement and collect a retainer,of course.Hope you have a good weekend Eve!

首先,需要注意...如果破产***文件,并列出您的朋友为负债的债务,那么只能获得豁免的债务,如果有一个有效的索赔欺诈和/或蒙混过关的.
考虑到这一点,第一步将涉及与***谈判,以支付他的债务.这可以从一个对他信的要求开始进行付款.如果他回答,我们可以：1）试图找出一个付款计划,或2）其他方式取得欠的钱一样安全与财产的债务,例如.如果他不回答,我们可以在民事法庭起诉文件,以搜集有关债务.假设我们得到一个判断,知道他的资产的位置,然后我们尝试搜集了他的银行账户上提交的留置权（S对判决）,不动产等
与此相关的一些风险的方法是：1）他可能是判断证据,即不重视资产;及2）它可能会导致他申请破产.基于上述情况,它可能是有利的聘请一名调查,看看哪些资产实际上在那里.
但是,如果有一个问题的解决和乔治随后申请破产的文件.有一个规则叫做“优惠转让”的规定,破产受托人可以要求回任何款项内的90日内申请破产的债务人.有一个例外,这是如果债务是在“正常经营过程中累积的.”
另外,如果有足够的债权人,债权人可以起诉乔治和文件为“非自愿破产.”这将迫使乔治破产,而受托人将在收集和分配资金的资产向债权人负责.同样,只有有用的,如果有实际资产在那里.
如果你要讨论这个更多,请随时给我打电话.如果您的朋友希望我或德翁（我的同事谁帮我上述信息）来启动这一进程,并准备要求信,请让我知道.我们需要准备一份法律服务协议,并收集一聘,当然.希望你有一个美好的周末夜!
希望对你有用