英语翻译An insurer's underwriting performance is measured in its

来源：学生作业帮编辑：作业帮分类：英语作业时间：2024/05/29 03:55:50

英语翻译
An insurer's underwriting performance is measured in its combined ratio.The loss ratio (incurred losses and loss-adjustment expenses divided by net earned premium) is added to the expense ratio (underwriting expenses divided by net premium written) to determine the company's combined ratio.The combined ratio is a reflection of the company's overall underwriting profitability.A combined ratio of less than 100 percent indicates underwriting profitability,while anything over 100 indicates an underwriting loss.
Insurance companies also earn investment profits on “float”.“Float” or available reserve is the amount of money,at hand at any given moment,that an insurer has collected in insurance premiums but has not been paid out in claims.Insurers start investing insurance premiums as soon as they are collected and continue to earn interest on them until claims are paid out.

承保人的承保表现是衡量在其合并比率.损失比率（招致损失和损失调整费用除以净赚保费）是添加到费用比率（承保费用除以净保费的书面） ,以确定该公司的合并比率.两者合并的比率,正反映了该公司的整体承保利润.一,合并比率低于100 ％ ,显示的承保利润,而任何超过100表明,承保亏损.
保险业的公司也赚取投资利润的“浮动” .“浮动” ,或可储备是多少钱,手头上在任何特定的时刻,即保险人已收集在保险费,但尚未支付的索赔.保险公司开始投资保险费尽快,因为他们收集,并继续赚取利息,直到对他们的索赔支付.

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