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英语翻译In addition to charging certain policyholders higher pre

来源:学生作业帮 编辑:作业帮 分类:综合作业 时间:2024/05/10 19:30:41
英语翻译
In addition to charging certain policyholders higher premiums,insurance companies also use deductible clauses to help control their costs.A deductible in a policy is the amount of loss the insured assumes; the insurance company is responsible only for losses that exceed that specified amount.Therefore,if a person insures a car with a policy that includes a $150 deductible,that individual would have to pay the first $150 of each loss and then the insurance company would begin to pay.Deductibles can help reduce premiums,but insured individuals must also remember that they are not insured for the deductible portion of losses.
除了收取某些保险客户更高的保费之外,保险公司还使用减扣赔偿条款来帮助他们控制成本.保险条款中的扣除条款是指保户所假设的损失金额.因此,如果一个人为他的汽车投保了包括150美元减扣赔偿条款的保险,那个人将不得不先行对每项损失支付150美元,然后保险公司才开始理赔.减扣赔偿条款可以帮助减少保费,但投保的个人必须也记住,他们没有对减扣赔偿条款的部分投保.